Make sure your new home is insured
If you’re renting, you might want to consider taking out rental contents insurance. This protects your possessions against theft and damage due to fire, flood, storms, subsidence, burst pipes and water leaks.
If you’re buying a new home, in addition to contents insurance, you’ll need a minimum of buildings insurance for peace of mind. Shopping around is the best way to find a policy that meets your needs and budget – Compare the Market can help with that – and you can apply for home insurance up to 30 days before you move in.
Make sure you have buildings insurance in place when you exchange contracts, as that's when the property becomes your legal responsibility.
While you’re arranging home insurance, it’s worth checking whether your new insurance provider covers your contents during the move itself. This kind of cover usually only applies if you’re using a professional removal firm and you won’t typically be covered if you’re doing it yourself. Check what’s covered by a policy as things like jewellery, antiques and art may not be included.