#3 Choose your insurance
Just like car insurance, there are 3 different types of insurance for motorcycles that all offer different levels cover. Don’t assume third party is the cheapest option either, make sure you compare your options and find the cover that’s right for you.
Third party only
Third party only does what it says on the tin- it covers third party only. This means that if you cause an accident, any other vehicle or passenger can claim against your insurance but you and your bike can’t.
Third party fire and theft
Much like third party only, this level of cover protects other parties but won’t cover you. It will, however, cover your bike if it gets stolen or is damaged through fire.
Comprehensive cover will cover you, your bike, your passengers and any third parties that are involved in an accident. This level of cover will offer you more protection than the other options and may not necessarily be any more expensive.