#3 Choose your insurance
As with car insurance, there are three different levels of insurance for motorcycles. When searching for quotes, don’t assume third party is the cheapest option, as this isn’t always the case. Make sure you compare your options and find the cover that’s right for you.
Third party only
Third party only does what it says on the tin – it covers other people, their vehicles and any other damaged property if you’re at fault in an accident. It won’t cover you, your belongings or your bike.
Third party fire and theft
Much like third party only, this level of cover protects other people and their property but won’t cover you. It will, however, cover your bike if it gets stolen or is damaged by fire.
Comprehensive cover will cover you, your bike, your passengers and any third parties that are involved in an accident. This level of cover will offer you more protection than the other options, but may not necessarily be any more expensive.