A guide for new bikers

A guide for new bikers

Whether you’re looking for pure performance or simply a handy way to get around town, there’s plenty to think about as a new biker. Here’s our 4-step guide to getting yourself on the road on two wheels…

Daniel Hutson From the Motor team
6
minute read
posted

Bike categories, age and licence requirements

Category 

Vehicles you can ride

Requirements

Minumum age

AM

Mopeds with a speed range of 25 km/h to 45 km/h

Compulsory basic training (CBT), theory test, practical test on all powered 2-wheeled mopeds

16

AM

Small 3-wheelers up to 50 cc and below 4 kW

CBT, theory test, practical test

16

AM

Light quadricycles weighing under 350 kg, top speed 45 km/h

CBT, theory test, practical test

16

Q

2 or 3-wheeled mopeds, top speed 25 km/h

Granted with AM

16

A1

Light motorcycle up to 11 kW and 125 cc, with a power-to-weight ratio not more than 0.1 kW/kg

CBT, theory test, practical test

17

A1

Motor tricycles with a power output of 15 kW or lower

CBT, theory test, practical test

17

A2

Standard motorcycle up to 35 kW, power ratio up to 0.2 kW/kg. The bike must not be derived from a vehicle more than twice its power.

Direct access route – theory and practical. Progressive access route – 2 years’ experience on A1 motorbike and a further practical test

19

A

No restriction on size or power for motorbikes with or without a sidecar, and motor tricycles with a power output over 15 kW

Direct access route – CBT theory and practical.

Progressive route – you need to have held an A2 licence for 2 years minimum, plus a further practical test

24 (direct access)

21 (progressive access)

#2 Choosing your first bike

With so many bikes on the market, it can be difficult to know where to begin choosing your first set of wheels. To narrow down the selection, think about power, insurance costs, comfort and practicalities like having somewhere to store your stuff.

Choosing your first bike

What motorbikes are popular?

The most popular motorbike quoted for on our site is the Honda CBR 125 R. Its popularity is driven by its small size, reliability and cost-efficiency, so this model could be a good bet for a new biker – particularly if you’re looking to cut your commute or make inner-city trips. However, if price is a major factor, you may prefer something cheaper to insure as the average is £799.05– towards the top end on our list.*

Model Average premium
Honda CBR 125 R £799.05
Honda CBF 125 £549.94
Yamaha YBR-125 £449.99
Yamaha YZF R125 £941.08
Suzuki GSX-R 600 £442.38
Suzuki GSF 500 Bandit (unfaired)

£190.52

*Based on Compare the Market data from May 2018.

What bikes are cheap to insure?

If you’re looking to get a little more for your money, you could start with one of the smaller motorbikes on the market. Our research shows that the cheapest motorbike to insure is the Kawasaki Ke 125.*

Model Average premium
Kawasaki Ke 125 £71.05
Yamaha Rs 100 £72.55
Yamaha Xs 500 £74.09
Kawasaki Sherpa £74.34
*Based on Compare the Market data from May 2018.

#3 Choose your insurance

As with car insurance, there are three different levels of insurance for motorcycles. When searching for quotes, don’t assume third party is the cheapest option, as this isn’t always the case. Make sure you compare your options and find the cover that’s right for you.

Third party only
Third party only does what it says on the tin – it covers other people, their vehicles and any other damaged property if you’re at fault in an accident. It won’t cover you, your belongings or your bike. 

Third party fire and theft
Much like third party only, this level of cover protects other people and their property but won’t cover you. It will, however, cover your bike if it gets stolen or is damaged by fire.

Comprehensive
Comprehensive cover will cover you, your bike, your passengers and any third parties that are involved in an accident. This level of cover will offer you more protection than the other options, but may not necessarily be any more expensive.

#4 Get kitted up with a helmet and leathers

Once you’ve got the bike sorted, the final step is to make sure that you’re dressed for safety (as well as style). Having the right gear will help keep you safe, warm and dry so it’s definitely worth investing in good quality. A decent helmet and some good leathers will cover the basics, while gloves and boots keep your extremities warm, safe and dry.

Helmets
Helmets are 37% effective in preventing motorcycle deaths and 67% effective in preventing brain injuries. You must wear a helmet that meets British safety standards when riding a motorcycle or moped on the road. You can see approved helmets and how much protection they offer on the government's Safety Helmet Assessment and Rating Programme.

Leathers
As well as having an undeniable cachet of cool, motorcycle leathers (that’s your jacket and trousers) give you support around the neck and chest, are waterproof so you can ride in any weather, and can offer some protection if you have an accident.

Get kitted up with a helmet and leathers

Gloves
These will dramatically improve the comfort of your ride, especially in cold, rainy weather. They also offer wrist support, help you regulate your body temperature and can give you some extra protection in case of a crash.

Boots
Good motorcycle boots support your ankles, give you better traction on the soles than the average shoe, and can help protect your feet if you have an accident.

All those items can add up, so it’s worth considering some extra protection as part of your insurance. You can add helmet and leathers cover to your quote when you compare motorbike insurance policies with us.

A word of warning

It’s well-known that motorbikes come with their own set of dangers. 

According to government data, motorcyclists accounted for 19% of all road-user fatalities, despite making up 1% of total road traffic. 

In 2017, there were 18,620 motorcycle user casualties, with 6,050 killed or seriously injured. That’s in spite of the fact that motorcycles only accounted for 3.7% of all new licensed vehicles in 2017. 

If you’re planning on getting out on the road, don’t let these statistics put you off. Just make sure you’re riding safely and taking all the right precautions before you set off.

A word of warning

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