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  1. Home
  2. Home insurance

Home insurance guides

Everything you need to know about insuring your home

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Articles and guides

Get to grips with the different levels of home insurance and common add-ons

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Go to articles
See our top tips on...
Dealing with parcel theft and delivery damage
Unoccupied house insurance
Home emergency cover
Finding out if your house is insured

Articles and guides

Learn how to protect your home, cut costs and choose the right insurance for your needs

Couple signing document with estate agent
Home ownershipGetting insurance when buying a houseWe explain why you'll need buildings cover before you move in
  • Cover & add-onsA guide to chancel repair liability insuranceYou could face surprise costs if you live near a church
  • Cover & add-onsCracks in the walls of your homeLearn about the possible causes and your insurance options
  • Cover & add-onsWill home improvements affect my home insurance?Find cover options if you are repairing, extending or renovating

Browse all articles

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99 Articles
  • Woman packing items into a suitcase
    Cover & add-onsPersonal possessions insurance
  • Brown shed in a garden
    Cover & add-onsInsurance for outbuildings and sheds
  • Couple outside house shaking hands with an estate agent
    Home ownershipFirst-time buyer home insurance
  • House destroyed by hurricane
    Cover & add-onsHow natural disasters affect your home insurance
  • Terraced houses flooded
    Cover & add-onsFlood insurance
  • A woman ticking checklist in her home
    Home ownershipFirst-time homeowner repair and maintenance
  • Close-up of hands holding an engagement ring
    Cover & add-onsA guide to engagement ring insurance
  • Close-up of filling out a wedding planner.
    Cover & add-onsA guide to wedding insurance
  • Laptop showing homes available
    Cover & add-onsAlternative accommodation insurance cover
  • Condensation on window
    Cover & add-onsDifference between damp and mould
  • Woman reading phone on balcony
    Cover & add-onsBuildings insurance for flats
  • Blue and brown wood dry rot
    Cover & add-onsHow to deal with dry rot
  • Three men in the street watching the neighbourhood
    Cost & savingsCan neighbourhood watch lower insurance costs?
  • Flat roof house surrounded by green
    Cover & add-onsFlat roof home insurance
  • Laying stone tiles on lawn
    Cost & savingsLandscaping and outdoor renovations
  • Close-up of person using a phone and a laptop
    Cover & add-onsGadget insurance
  • A man holding landlord insurance papers
    Home ownershipDo I need landlord insurance?
  • Men offloading a new sofa
    Cover & add-onsNew for old contents insurance
  • Woman reading document with laptop
    Claims & policy managementThe claims and underwriting exchange
  • A small church on a hill
    Cover & add-onsA guide to chancel repair liability insurance
  • Man in kitchen on laptop reading documents
    Cost & savingsHome insurance no-claims discount
  • A view of houses and parking area
    Home ownershipWhen was my house built?
  • Man reading guide at home
    Claims & policy managementWhat is home insurance excess?
  • Taking boxes from removal van
    Home ownershipInsurance when moving home
  • Adjusting settings on a boiler
    Home ownershipBoiler maintenance guide
  • Hands on a radiator
    Home ownershipCentral heating cover
  • Man holding a drone in a back garden
    Cover & add-onsDrone insurance
  • A family outside of house getting rent out
    Home ownershipRenting to family members
  • Young man calculating his rebuild cost
    Cost & savingsHow do I calculate the rebuild cost of my home?
  • Cover & add-onsCracks in the walls of your home
  • Fences around a garden perimeter
    Cover & add-onsDoes house insurance cover fences?
  • A couple asking an estate agent some questions
    Home ownershipQuestions to ask when viewing a house
  • Woman at home reading a laptop
    Home ownershipBuilding insurance for a mortgage
  • Businesswoman carrying a handbag
    Cover & add-onsHandbag insurance
  • Young man with an SLR camera
    Cover & add-onsCamera insurance
  • Dog next to torn furniture
    Cover & add-onsGuide to pet damage and home insurance
  • Golf equipment in a bag
    Cover & add-onsGolf insurance and golf equipment cover
  • A couple unpacking
    Cover & add-onsDo I need home insurance if I rent?
  • Person with laptop and watch
    Cover & add-onsSingle item limit insurance
  • Technician repairing the boiler
    Home ownershipHow to get a cheap boiler service
  • Red wine spilt on a carpet
    Cover & add-onsAre carpets covered under my home insurance?
  • Person living in a shared house
    Cover & add-onsShared house contents insurance
  • Man with items in a storage unit
    Cover & add-onsDo I need storage insurance?
  • Adjusting a boiler
    Cost & savingsBoiler prices: how much is a new boiler?
  • Woman locking a door
    Cover & add-onsInsurance-approved door locks
  • Man reading a phone next to a boiler
    Cost & savingsThe costs of fixing a boiler
  • People at home looking through a jewellery box
    Cover & add-onsAdding jewellery to your home insurance
  • Man with a clipboard checking an external wall
    Cover & add-onsExternal walls & buildings insurance
  • Someone dropping a mobile phone
    Cover & add-onsMobile phone insurance
  • Couple signing document with estate agent
    Home ownershipGetting insurance when buying a house
  • Water leaking from a tap
    Cover & add-onsClaiming on house insurance for a water leak
  • Expensive watch on a man's wrist
    Cover & add-onsAdding your watch to your home insurance
  • Art being displayed in living room
    Cover & add-onsHome insurance for high risk items & valuables
  • Solar panels on the roof of a house
    Cover & add-onsHome insurance and solar panels
  • A street in the UK with cottages
    Cover & add-onsAirbnb insurance
  •  Couple reading an insurance policy next to a laptop
    Cover & add-onsLaptop insurance
  • Person with a calculator working out value
    Cover & add-onsAdding valuables to your home insurance
  • Blender in a kitchen
    Cover & add-onsHome appliance insurance
  • Man changing a battery on an electric bike
    Cover & add-onsElectric bike insurance guide
  • Plumber tracing a leak
    Cover & add-onsTrace and access cover
  • Unoccupied empty rooms and house
    Cover & add-onsUnoccupied house insurance
  • Man holding insurance papers
    Cover & add-onsShort-term home insurance
  • Aerial view of houses
    Home ownershipHome improvements vs moving house
  • a builder looking at the interior of the building
    Cover & add-onsSpecialist home insurance
  • A thatched roof house
    Cover & add-onsThatched roof insurance
  • Plumber fixing a leak
    Cover & add-onsPlumbing and drainage cover
  • A collection of vintage watches
    Cover & add-onsCollectors’ insurance
  • Man inspecting house roof
    Claims & policy managementHow to avoid underinsuring your home
  • Countryside home in the sun
    Cover & add-onsNon-standard home insurance
  • A decorated kitchen
    Cost & savingsHow much contents insurance do I need?
  • Broken dining room chair
    Cover & add-onsReplacement of matching sets cover
  • Subsidence of the ground
    Cover & add-onsInsurance for subsidence
  • Garage at a home
    Cover & add-onsGarage insurance
  • A builder leaning on the window ledge inside a home
    Cover & add-onsWhat insurance should your builder have?
  • A woman taking in the ventilation
    Home ownershipHow to improve ventilation in your home
  • A man working on the flooring repairs
    Cover & add-onsWhat does underpinning mean?
  • Cover & add-onsIs home insurance mandatory?
  • Home insurance cover form
    Cover & add-onsWhat’s covered by home insurance?
  • Lodgers with rent a room sign
    Cover & add-onsHome insurance if you have a lodger
  • Fire alarm surrounded by smoke
    Cover & add-onsInsuring your home against fire damage
  • Cover & add-onsDoes my home insurance cover Japanese knotweed?
  • Asbestos on the roof of a home
    Cover & add-onsWhat should I do about asbestos in my house?
  • Woman making home improvements
    Cover & add-onsWill home improvements affect my home insurance?
  • Woman researching legal cover on laptop
    Cover & add-onsDo I need home insurance with legal cover?
  • Woman on laptop on sofa
    Cost & savingsWhat can invalidate house insurance
  • Man in kitchen reading a document
    Cost & savingsHome insurance for people with convictions
  • Person looking at calendar and calculator
    Cost & savingsPaying home insurance monthly or annually
  • Woman reading laptop at home
    Claims & policy managementIs my house insured?
  • Woman reading tablet on couch
    Claims & policy managementHome insurance renewal
  • Woman tearing up document
    Claims & policy managementRefused & cancelled home insurance
  • Loss adjuster speaking to owner
    Claims & policy managementWhat does a loss adjuster do?
  • Woman reading receipts and calculator
    Claims & policy managementProof of purchase and contents insurance
  • Man reading a rejection letter
    Claims & policy managementHas your home insurance claim been rejected?
  • Woman in house comparing documents
    Claims & policy managementCan I have two insurance policies on one house?
  • View of a house from a garden
    Cover & add-onsHome insurance with garden cover
  • Setting a burglar alarm
    Cost & savingsDo burglar alarms reduce home insurance costs?
  • Countryside house
    Cost & savingsHow much does old house insurance cost?
  • A couple reviewing a house extension
    Cost & savingsBuilding an extension: affect on home insurance
  • A row of houses
    Claims & policy managementJoint home insurance policy
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Mortgage rates and dealsCompare mortgage deals by rate, fees and monthly repayments
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Compare broadband dealsSee how broadband providers compare on speed, bundles and extras
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Landlord insuranceLearn how it can help with more than loss of rent

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