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  1. Home
  2. Home insurance

Home insurance guides

Everything you need to know about insuring your home

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Articles and guides

Get to grips with the different levels of home insurance and common add-ons

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Go to articles
See our top tips on...
Dealing with parcel theft and delivery damage
Unoccupied house insurance
Home emergency cover
Finding out if your house is insured

Articles and guides

Learn how to protect your home, cut costs and choose the right insurance for your needs

Couple signing document with estate agent
Home ownership Getting insurance when buying a house We explain why you'll need buildings cover before you move in
  • Cover & add-ons A guide to chancel repair liability insurance You could face surprise costs if you live near a church
  • Cover & add-ons Cracks in the walls of your home Learn about the possible causes and your insurance options
  • Cover & add-ons Will home improvements affect my home insurance? Find cover options if you are repairing, extending or renovating

Browse all articles

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99 Articles
  • Woman packing items into a suitcase
    Cover & add-ons Personal possessions insurance
  • Brown shed in a garden
    Cover & add-ons Insurance for outbuildings and sheds
  • Couple outside house shaking hands with an estate agent
    Home ownership First-time buyer home insurance
  • House destroyed by hurricane
    Cover & add-ons How natural disasters affect your home insurance
  • Terraced houses flooded
    Cover & add-ons Flood insurance
  • A woman ticking checklist in her home
    Home ownership First-time homeowner repair and maintenance
  • Close-up of hands holding an engagement ring
    Cover & add-ons A guide to engagement ring insurance
  • Close-up of filling out a wedding planner.
    Cover & add-ons A guide to wedding insurance
  • Laptop showing homes available
    Cover & add-ons Alternative accommodation insurance cover
  • Condensation on window
    Cover & add-ons Difference between damp and mould
  • Woman reading phone on balcony
    Cover & add-ons Buildings insurance for flats
  • Blue and brown wood dry rot
    Cover & add-ons How to deal with dry rot
  • Three men in the street watching the neighbourhood
    Cost & savings Can neighbourhood watch lower insurance costs?
  • Flat roof house surrounded by green
    Cover & add-ons Flat roof home insurance
  • Laying stone tiles on lawn
    Cost & savings Landscaping and outdoor renovations
  • Close-up of person using a phone and a laptop
    Cover & add-ons Gadget insurance
  • A man holding landlord insurance papers
    Home ownership Do I need landlord insurance?
  • Men offloading a new sofa
    Cover & add-ons New for old contents insurance
  • Woman reading document with laptop
    Claims & policy management The claims and underwriting exchange
  • A small church on a hill
    Cover & add-ons A guide to chancel repair liability insurance
  • Man in kitchen on laptop reading documents
    Cost & savings Home insurance no-claims discount
  • A view of houses and parking area
    Home ownership When was my house built?
  • Man reading guide at home
    Claims & policy management What is home insurance excess?
  • Taking boxes from removal van
    Home ownership Insurance when moving home
  • Adjusting settings on a boiler
    Home ownership Boiler maintenance guide
  • Hands on a radiator
    Home ownership Central heating cover
  • Man holding a drone in a back garden
    Cover & add-ons Drone insurance
  • A family outside of house getting rent out
    Home ownership Renting to family members
  • Young man calculating his rebuild cost
    Cost & savings How do I calculate the rebuild cost of my home?
  • Cover & add-ons Cracks in the walls of your home
  • Fences around a garden perimeter
    Cover & add-ons Does house insurance cover fences?
  • A couple asking an estate agent some questions
    Home ownership Questions to ask when viewing a house
  • Woman at home reading a laptop
    Home ownership Building insurance for a mortgage
  • Businesswoman carrying a handbag
    Cover & add-ons Handbag insurance
  • Young man with an SLR camera
    Cover & add-ons Camera insurance
  • Dog next to torn furniture
    Cover & add-ons Guide to pet damage and home insurance
  • Golf equipment in a bag
    Cover & add-ons Golf insurance and golf equipment cover
  • A couple unpacking
    Cover & add-ons Do I need home insurance if I rent?
  • Person with laptop and watch
    Cover & add-ons Single item limit insurance
  • Technician repairing the boiler
    Home ownership How to get a cheap boiler service
  • Red wine spilt on a carpet
    Cover & add-ons Are carpets covered under my home insurance?
  • Person living in a shared house
    Cover & add-ons Shared house contents insurance
  • Man with items in a storage unit
    Cover & add-ons Do I need storage insurance?
  • Adjusting a boiler
    Cost & savings Boiler prices: how much is a new boiler?
  • Woman locking a door
    Cover & add-ons Insurance-approved door locks
  • Man reading a phone next to a boiler
    Cost & savings The costs of fixing a boiler
  • People at home looking through a jewellery box
    Cover & add-ons Adding jewellery to your home insurance
  • Man with a clipboard checking an external wall
    Cover & add-ons External walls & buildings insurance
  • Someone dropping a mobile phone
    Cover & add-ons Mobile phone insurance
  • Couple signing document with estate agent
    Home ownership Getting insurance when buying a house
  • Water leaking from a tap
    Cover & add-ons Claiming on house insurance for a water leak
  • Expensive watch on a man's wrist
    Cover & add-ons Adding your watch to your home insurance
  • Art being displayed in living room
    Cover & add-ons Home insurance for high risk items & valuables
  • Solar panels on the roof of a house
    Cover & add-ons Home insurance and solar panels
  • A street in the UK with cottages
    Cover & add-ons Airbnb insurance
  •  Couple reading an insurance policy next to a laptop
    Cover & add-ons Laptop insurance
  • Person with a calculator working out value
    Cover & add-ons Adding valuables to your home insurance
  • Blender in a kitchen
    Cover & add-ons Home appliance insurance
  • Man changing a battery on an electric bike
    Cover & add-ons Electric bike insurance guide
  • Plumber tracing a leak
    Cover & add-ons Trace and access cover
  • Unoccupied empty rooms and house
    Cover & add-ons Unoccupied house insurance
  • Man holding insurance papers
    Cover & add-ons Short-term home insurance
  • Aerial view of houses
    Home ownership Home improvements vs moving house
  • a builder looking at the interior of the building
    Cover & add-ons Specialist home insurance
  • A thatched roof house
    Cover & add-ons Thatched roof insurance
  • Plumber fixing a leak
    Cover & add-ons Plumbing and drainage cover
  • A collection of vintage watches
    Cover & add-ons Collectors’ insurance
  • Man inspecting house roof
    Claims & policy management How to avoid underinsuring your home
  • Countryside home in the sun
    Cover & add-ons Non-standard home insurance
  • A decorated kitchen
    Cost & savings How much contents insurance do I need?
  • Broken dining room chair
    Cover & add-ons Replacement of matching sets cover
  • Subsidence of the ground
    Cover & add-ons Insurance for subsidence
  • Garage at a home
    Cover & add-ons Garage insurance
  • A builder leaning on the window ledge inside a home
    Cover & add-ons What insurance should your builder have?
  • A woman taking in the ventilation
    Home ownership How to improve ventilation in your home
  • A man working on the flooring repairs
    Cover & add-ons What does underpinning mean?
  • Cover & add-ons Is home insurance mandatory?
  • Home insurance cover form
    Cover & add-ons What’s covered by home insurance?
  • Lodgers with rent a room sign
    Cover & add-ons Home insurance if you have a lodger
  • Fire alarm surrounded by smoke
    Cover & add-ons Insuring your home against fire damage
  • Cover & add-ons Does my home insurance cover Japanese knotweed?
  • Asbestos on the roof of a home
    Cover & add-ons What should I do about asbestos in my house?
  • Woman making home improvements
    Cover & add-ons Will home improvements affect my home insurance?
  • Woman researching legal cover on laptop
    Cover & add-ons Do I need home insurance with legal cover?
  • Woman on laptop on sofa
    Cost & savings What can invalidate house insurance
  • Man in kitchen reading a document
    Cost & savings Home insurance for people with convictions
  • Person looking at calendar and calculator
    Cost & savings Paying home insurance monthly or annually
  • Woman reading laptop at home
    Claims & policy management Is my house insured?
  • Woman reading tablet on couch
    Claims & policy management Home insurance renewal
  • Woman tearing up document
    Claims & policy management Refused & cancelled home insurance
  • Loss adjuster speaking to owner
    Claims & policy management What does a loss adjuster do?
  • Woman reading receipts and calculator
    Claims & policy management Proof of purchase and contents insurance
  • Man reading a rejection letter
    Claims & policy management Has your home insurance claim been rejected?
  • Woman in house comparing documents
    Claims & policy management Can I have two insurance policies on one house?
  • View of a house from a garden
    Cover & add-ons Home insurance with garden cover
  • Setting a burglar alarm
    Cost & savings Do burglar alarms reduce home insurance costs?
  • Countryside house
    Cost & savings How much does old house insurance cost?
  • A couple reviewing a house extension
    Cost & savings Building an extension: affect on home insurance
  • A row of houses
    Claims & policy management Joint home insurance policy
Load more

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